1. Introduction

These Terms & Conditions (“Terms”) govern your access to and use of the website located at anelya.net (the “Website”) and the bookkeeping, accounting, and CFO advisory services (the “Services”) provided by AG Grant Inc., also known as and doing business as “AG Accounting” (“AG Grant,” the “Company,” “we,” “us,” or “our”).

By accessing the Website, submitting an inquiry, or engaging us for Services, you (“you,” “Client,” or “user”) agree to be bound by these Terms. If you do not agree, please do not use the Website or engage our Services.

These Terms apply to all visitors and users of the Website. The specific scope, fees, and deliverables for paid engagements are governed by a separate written engagement letter or services agreement (“Engagement Letter”) between you and AG Grant. In the event of a conflict between these Terms and a signed Engagement Letter, the Engagement Letter controls with respect to the Services it covers.

2. About Our Services

AG Grant provides bookkeeping, accounting, and fractional/outsourced CFO advisory services to businesses. Our Services may include, without limitation, transaction categorization and recordkeeping, account reconciliation, financial statement preparation, month-end and year-end close support, management reporting, budgeting and forecasting, cash-flow analysis, and strategic financial advisory.

Not legal, tax, audit, or investment advice. Unless expressly stated in a signed Engagement Letter, our Services do not constitute legal advice, an audit or attestation engagement under AICPA standards, the filing of tax returns, securities or investment advice, or a fairness opinion. We do not provide assurance that financial statements are free of material misstatement unless we are separately engaged to perform such an attestation. You remain responsible for your own legal, tax, and regulatory compliance and should consult qualified professionals as appropriate.

Client responsibilities. The accuracy and completeness of our work depend on the information you provide. You agree to supply complete, accurate, and timely records, documents, and access to systems, and to review deliverables promptly. You retain ultimate responsibility for your financial records, internal controls, the accuracy of underlying source data, and decisions made based on our work product.

3. Use of Artificial Intelligence Tools

As part of delivering the Services, AG Grant uses enterprise-licensed artificial intelligence (“AI”) tools and software to support and enhance our work — for example, to assist with transaction categorization, data extraction and organization, drafting, analysis, and reporting.

We want to be clear about how we use these tools:

Enterprise licenses only. We use AI tools under commercial/enterprise license agreements that include contractual data-protection commitments. We do not use free or consumer-grade AI tools to process Client data.
No training on your data. Under our enterprise agreements, Client data submitted to these tools is not used to train the providers’ AI models, and is subject to confidentiality and data-handling protections consistent with those agreements.
Human oversight. AI tools assist our professionals; they do not replace professional judgment. Work product is reviewed by qualified personnel before it is relied upon or delivered, and AG Grant remains responsible for the Services we provide.
Confidentiality maintained. Our use of AI tools is subject to the same confidentiality obligations described in Section 6 and in any Engagement Letter.

By engaging our Services, you consent to our use of enterprise-licensed AI tools as described above. If you have specific restrictions on the use of AI tools in connection with your engagement, please notify us in writing so we can discuss accommodations.

4. Engagement, Fees, and Payment

The specific Services, fees, billing frequency, and payment terms applicable to a paid engagement are set out in your Engagement Letter. Unless otherwise stated there, invoices are due upon receipt, and late balances may be subject to a service charge and suspension of Services. You are responsible for all fees incurred, plus any applicable taxes. Fees already paid are non-refundable except as expressly provided in the Engagement Letter or required by law.

Either party may terminate an engagement as provided in the Engagement Letter. Upon termination, you remain responsible for fees for Services performed through the termination date, and we will return or make available your records in accordance with Section 7 and applicable professional standards.

5. Website Use and Acceptable Conduct

You agree to use the Website only for lawful purposes. You may not: (a) use the Website in any way that violates applicable law or regulation; (b) attempt to gain unauthorized access to the Website, our systems, or related networks; (c) introduce malware or any harmful code; (d) scrape, harvest, or collect information about other users; or (e) interfere with the proper functioning or security of the Website.

We may suspend or terminate access to the Website at our discretion if we reasonably believe these Terms have been violated.

6. Confidentiality

We treat non-public Client information as confidential and will not disclose it except: (a) as necessary to perform the Services (including to enterprise-licensed service providers and AI tools described in Section 3, subject to confidentiality protections); (b) with your consent; or (c) as required by law, regulation, court order, or applicable professional standards. Each party agrees to protect the other party’s confidential information using reasonable safeguards.

7. Intellectual Property and Work Product

Our IP. The Website and its content — including text, graphics, logos, methodologies, templates, and software — are owned by AG Grant or our licensors and are protected by intellectual property laws. We grant you a limited, non-exclusive, non-transferable license to access and use the Website for its intended purpose. We retain ownership of our pre-existing materials, know-how, templates, and tools.

Your data and deliverables. You retain ownership of the data and records you provide to us. Upon full payment, you own the final deliverables we prepare specifically for you under an Engagement Letter, excluding our underlying pre-existing materials, methodologies, and tools, which we retain. We may retain copies of work product and records as required by law, professional standards, and our internal recordkeeping policies.

8. Third-Party Services and Links

The Website and Services may reference or integrate with third-party platforms (for example, accounting software, payment processors, or AI tools). We are not responsible for the content, policies, or practices of third parties. Your use of third-party services is governed by their own terms and privacy policies.

9. Disclaimers

THE WEBSITE AND, EXCEPT AS EXPRESSLY STATED IN AN ENGAGEMENT LETTER, ANY GENERAL INFORMATION PROVIDED THROUGH IT, ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. We do not warrant that the Website will be uninterrupted, error-free, or secure. Information on the Website is for general informational purposes only and does not constitute professional advice or create a client relationship.

10. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, AG ACCOUNTING AND ITS OWNERS, OFFICERS, EMPLOYEES, AND CONTRACTORS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, REVENUE, OR DATA, ARISING OUT OF OR RELATING TO THE WEBSITE OR SERVICES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

OUR TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THE SERVICES OR THESE TERMS WILL NOT EXCEED THE TOTAL FEES PAID BY YOU TO AG ACCOUNTING FOR THE SPECIFIC SERVICES GIVING RISE TO THE CLAIM DURING THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM. Some jurisdictions do not allow certain limitations, so portions of this section may not apply to you.

11. Indemnification

You agree to indemnify and hold harmless AG Grant and its owners, officers, employees, and contractors from any claims, losses, liabilities, and expenses (including reasonable attorneys’ fees) arising out of: (a) your breach of these Terms; (b) the inaccuracy or incompleteness of information or records you provide; (c) your use of deliverables in a manner inconsistent with their intended purpose; or (d) your violation of applicable law.

12. Governing Law and Dispute Resolution

These Terms are governed by the laws of the State of Delaware, without regard to its conflict-of-laws principles. Subject to the following paragraph, the state and federal courts located in Delaware will have exclusive jurisdiction over any dispute not subject to arbitration, and you consent to personal jurisdiction and venue there.

The parties will first attempt to resolve any dispute through good-faith negotiation. Any dispute that cannot be resolved informally may, at either party’s election, be resolved by binding arbitration administered under the rules of a recognized arbitration body, on an individual (non-class) basis. Nothing in this section prevents either party from seeking injunctive or equitable relief in court to protect confidential information or intellectual property.

13. Changes to These Terms

We may update these Terms from time to time. The “Last Updated” date reflects the most recent revision. Material changes will be posted on the Website, and continued use of the Website or Services after changes take effect constitutes acceptance of the revised Terms.

14. Miscellaneous

If any provision of these Terms is found unenforceable, the remaining provisions remain in full effect. Our failure to enforce any right is not a waiver of that right. These Terms, together with any applicable Engagement Letter and the Privacy Policy, constitute the entire agreement between you and AG Grant regarding the Website and Services. You may not assign these Terms without our consent; we may assign them in connection with a merger, acquisition, or sale of assets.

15. Contact

Questions about these Terms may be directed to:

AG Grant Inc.
353 Sacramento Street, Suite 1900, San Francisco, CA 94111
Website: anelya.net
Email: contact@anelya.net

These Terms are provided for general information and do not constitute legal advice. They are being finalized with counsel; engagement-specific terms are set out in your Engagement Letter.